March 31, 2009

Experiances of a Financial Planner

In my experience with the financial sector, the process of financial planning is not a “one-size-fits-all” parcel. It is a myriad of aims and plans customized to meet specific principles, capacities, and needs.
To be able to deliver an excellent financial plan, a financial planner needs to have explicit background and knowledge on finance planning. To be a recognized competent financial planner, one has to comply with the Policy Statement 164 (RG164) according to the ASIC (Australian Securities and Investments Commission). The RG146 ensures clients that the financial planner hired is one who is capable to render quality advices and financial knowledge.
The course where you can get a diploma for the RG146 only takes 8 days to complete. The Diploma of Financial Services or Diploma of Financial Planning will be given to you after you have succeeded in the course. Assessments will be done by means of a role play to ensure that you are a top quality financial planner with adequate background on the financial planning industry.
As a conclusion, financial planning should be a serious process. And to have an excellent financial plan, you need to consult someone who has what it takes to be able to give you advices that are surefire ways to attain your goal.

How To Find Free Web Sites To Improve Your Golf Experience

There are actually plenty of web sites out there that a golfer will enjoy and find absolutely fascinating. And even before you can find them, new ones are being established every day.

What is really amazing is that most of the excellent information and many of the remarkably useful services being offered are free. This means that all a golfer has to do to improve their enjoyment of the golf experience is to find these sites.

You can start looking for them where everybody else begins their search online, and that is at your favorite search engine. The only problem is that if you do not know what it is that your are looking for getting the best keywords to use for your search becomes extremely difficult.

So, we will start by taking a quick look at the sort of useful golf sites that we have online these days. He vast majority of these useful free sites is loaded with golf swing improvement articles and tips. As a matter of fact, there is plenty of excellent golf swing information available online that can help practically any golfer at virtually any stage of their game to improve dramatically.

Then there are free golf classified sites to buy, sell or advertise new and used golf equipment. Many of these sites go even further and advertise golf jobs and business opportunities. The nature of the golf game is that golfers always seem to be looking for this or that and many of the things they seek can only be found in a forum such as these free classified sites.

But thankfully, it is not all serious stuff. We have plenty of sites to transform any golfer to a very interesting companion on the golf course, literally overnight. A site like “Lining Up The Third Putt” not only has funny golf stories, but they are all true.

To further help you find useful golf sites more quickly, you can visit golf site directories like http://www.visittop100.com/golfsites

Andy Wagner is an author and avid golfer for Golf Tee Times – TeeTimeWatch.com – the lowest discount tee times on the internet.

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Golf Stance And Its Physical Requirements

Golf stance is one of the most ignored terms and issues in the golf swing and yet the golf stance dictates the success of every golf swing you make.

When golfers think of golf stance, they don’t realize how hard it is to maintain over 18 holes (four and a half hours). Just take a look at the position your body is in during your set up. There are many physical issues taking place, even though it is a static position at the start.

Let’s go over the physical requirements of the golf stance right now.

Bend At Hips To Address Golf Ball

To achieve this initial movement takes strength and flexibility in not only the lower back, but the hamstrings and core muscle groups. If these muscle groups are limited, you will have a very difficult time achieving this simple move.

Flex In The Knees

A combination of bending at the hips and knees allows you to get to the ball. The shorter the club, the more the bend at both the hips and knees. If your quadriceps are weak, you will have a very difficult time maintaining the proper knee flex therefore causing you to create in improper golf stance…resulting in mishits and lack of distance.

Ankle Flexion

Take a look at the ankle joint of any golfer. It is definitely bent (flexed) to accommodate the bending of the knees and hips. If your calf muscles are weak/or tight, you will find it very uncomfortable to stay down at the ball. I see so many golfers with tight calf muscles and they never even knew it.

Spine Extension (Erectness)

This is a BIGGY! How many times have you seen the golfer (maybe even you) in his/her golf stance with the dread ‘camels back?’ This is very common among older golfers and is a KILLER in the golf swing. I could (and probably will) write a complete article on this physical limitation. But the bottom line is a rounded (weak) upper spine will dramatically hinder your ability to make a full backswing. Result: very short drives and a lot of embarrassment.

I just briefly covered just a couple of physical requirements of the golf stance, but I hope you know see the importance of addressing your physical limitations to achieve the end result.

Longer drives, lower scores and beating the pants off your golfing buddies! Pay more attention to your golf stance!

EzineArticles Expert Author Mike Pedersen

About The Author: Mike Pedersen is one of the top golf fitness experts in the country, author of the Ultimate Golf Fitness Guide, and founder of several cutting-edge online golf fitness sites. Take a look at his just released golf fitness dvds and manual at his golf swing tips site – Perform Better Golf.

March 29, 2009

The Secret To Beating Tiger Woods At Golf … And, Its Correlation To Success In Business!

The game of Golf, although difficult to master, can nevertheless be narrowed down to three fundamental disciplines: 1) The Power Game [Driving & Iron Play], 2) The Short Game [Finesse / Shots within 100 Yards] and 3) Putting.

Success in golf is largely focused on mastering each skill ‘to the best of one’s ability’ and in so doing, a player’s talent or the lack thereof, becomes evident.

Ask any golfer, even the pros and they’ll tell you which of the three disciplines they are best at and which they find most challenging. By most challenging, they mean the skill in which they are least adept – resulting in the highest percentage of ‘Errors’ on the course.

In the book, Dave Pelz’s Short Game Bible, author and golf short-game guru, Dave Pelz, studied the best players on the PGA circuit and compiled some revealing data. In his research, he ignored a player’s swing fundamentals preferring rather to concentrate only on ‘Errors Made’ in each of the three disciplines averaged over thousands of shots and hundreds of games. More to the point, a Player’s Performance Results.

He discovered professional golfers, on average, had an error factor of 7-8% when driving [including irons]. In the short or finesse game their error percentage jumped to a surprising 13-26% and he found top PGA golfers – the best of the best – enjoyed only a 50-50 chance of sinking a six foot putt. He referred to these statistics as a player’s ‘Percentage Error Index’.

That said; who among us would be surprised to find Tiger Woods with the best all round average Percentage Error Index amongst the pros? The fact is, Woods is an enigma. Like Michael Jordan or Wayne Gretzky, he is a rare blend of above average talent in the disciplines that count which is what separates him [them] from the rest. In Tiger’s case, his ability to consistently achieve High Performance Results may make him the best to have ever played the game.

Despite his unquestioned abilities, though, experts and golf aficionados know he is not the best at any one of the three golfing disciplines. That is to say, recent PGA standings show Darren Clark with a 2.9% error factor as the best driver, Phil Mickelson, master of the short game and Ernie Els the best at putting with a 1.678 average.

Tiger is not the best at any one discipline – currently ranked a surprising 51st in the Putting category. He is still, nevertheless, the best at the game and toughest to beat!

The Power of Three

Hypothetically speaking, imagine for a moment what would happen if the rules of golf were changed, just a little? What if players were allowed to take a ‘Team Approach’ to improve their chances of winning? Simply put, Tiger would play against a team of three. Clark would do all the driving, Mickelson would work the irons and Els would only putt.

The answer is not all that mysterious. With a team approach Tiger Woods would not stand a chance and the stats clearly bear this prediction out. In fact, any combination of three players, one from each discipline [listed in the PGA's Top Ten] would overcome Wood’s formidable talents. In the end, the only mitigating factor would be LUCK – a rather ironic twist for those who have ever played against the Tiger.

Although the game of golf is and will always remain an individual sport, the point not to be lost here is if experts were indeed allowed to compete as a team, three against one, using only their dominant strengths, they would automatically improve their win-potential becoming an indominitable force fueled by an unbeatable Percentage Error Index. To put more succinctly; regardless of factors like reputation, flair or swing-fundamentals, they would achieve Better-Performance-Results and Better Performance Results are EVERYTHING!

Winning golf strategies and business? Where’s the correlation?

Few will argue the entire business landscape has been on a slippery slope for the last three decades. Suffice it to say, much has changed and many mistakes were made at all levels in all industries. Little more needs to be said except to ask, “What have we learned?”

Over the years I have waxed a great deal in articles I’ve written about changes in how companies market and sell, the people they got to do it and how fundamentals as uncomplicated as that have been anything but static.

Another look in the rearview mirror shows the 1980s ushered in the computer to mainstream business along with the new ‘Technological Era’. Traditional salespeople suddenly became redundant due to their lack of computer and techno skills. That was their flaw despite the fact they knew how to sell.

Industries tried to compensate by quickly adopting a new ‘Sellers Model’ the Technical Sales-Specialist more affectionately known as the Techie. For a time this strategy seemed to satisfy the need to have frontline sellers who were knowledgeable [comfortable] with the ever-changing complexities of new products and solutions in what was fast becoming an ever-converging marketplace. That was, however, until the end of the 80s when a major flaw was discovered in the Techno Sellers – They couldn’t SELL!

Looking for answers to why profitability was dwindling and customer loyalty was a thing of the past, companies were shocked to find they had frontlines of ‘Tellers’ not ‘Sellers’. Those in the trenches were blessed with knowledge and abilities in the technological genre but were sadly lacking in the discipline of Selling because it clearly contradicted their psychological comfort and expertise – Technology.

Lacking the skills to frame a professional sale, customers were left morally unencumbered and free to shop presented solutions to other Tellers for a better price. Sadly, too many companies learned this lesson the hard way and didn’t survive.

In the 1990s, industries got to work rectifying the Sellers Model conundrum surmising Techno Sellers needed to change if they were to be successful. Generic Sales Training would surely remedy the problem, wouldn’t it? And what about the natural sellers? Couldn’t they be taught to be Technical Specialists too?

Well, anything is possible, especially in theory but often in practice, unlikely. In the absence of a better plan and few options companies spent most of the late 1990s investing considerable time and effort trying to change the spots on those who were asked to do a lot more with less money, time and resources.

There is no better example than the high-tech industries where, for a while, convergence issues meant network solutionists and telephony providers had trouble even defining their own markets and customers never mind addressing the challenges faced by frontline sellers. These tumultuous times spawned a great deal of unrest, dissatisfaction, high turnover and many corporate casualties.

You may now be asking, what if anything has this to do with Tiger Woods or the Percentage Error Index?

Unlike the game of golf which is not going to change, business marketing and sales strategies can, should and will.

Team-Strategy Selling

In order to find credibility in the changes needed for today’s corporate sales strategies, we must first subscribe to Dave Pelz’s ‘Percentage Error Index’ golfing example discussed earlier in this article. Simply said; Tiger Woods, arguably the best player to ever swing a club, would prove no competition should he be challenged by any combination of three PGA top ten players from the three disciplines [Driving, Chipping and Putting]. The stats are irrefutable.

What we glean from this, is, a combination of competitors doing ‘Only’ what they are ‘Best’ at and nothing more, improve the Percentage Error Index to a level as to make the odds of winning, out of reach for an individual opponent – even the undisputed best.

Would the same ‘Team Approach’ stratagem, then, derive similar results for corporate sales? The Percentage Error Index factor, would it prevail? In a word, Yes.

Top sellers, like golfers, are a blend of strengths and weaknesses that in the end ultimately determine how well they perform in each of their respective disciplines. Like Tiger Woods, the culmination of their innate talents is the stuff that keeps them ahead of the pack. Like Tiger woods, their odds of success, predictably diminish should they compete against a team of vertical experts.

“You can’t make a silk purse from a sow’s ear” or “You can’t change the spots on a leopard” – pick any analogy you want. The lesson to remember going forward in 2003 is we have to stop trying to change the dispositions or comfort levels of those we look to, to champion future corporate expectations. That’s not to say employees can’t change or improve but it should underscore the fact that a ‘Team Strategy’ designed to keep players in a comfort zone [intrinsic to them] utilizing only their natural expertise, is the formula that minimizes errors and mathematically enhances sales success.

Let frontline salesreps hunt and gather – create the opportunities for potential sales – that’s what they’re good at. Don’t bog them down with paperwork. Let them be the team quarterback, the coach, if you will. Give them the autonomy to coordinate an approach utilizing a talent-pool of specialists whose vertical talents blend to provide uncompromising Trust and Rapport with customers by removing any Risk -thereby endorsing a positive atmosphere in which to do business.

They should be allowed to work as a team, be accountable as a team and most importantly, be rewarded as a team. That is not to imply remuneration should be equal. A hospital operating room works as a team but with compensations appropriate to each station.

Players should be clear on their responsibilities and the expertise they bring to embolden the team. There should be no doubt as to individual Performance-Results-Expectations. The ‘Team Strategy’ should be honed and practiced much like an actor rehearses for a part. Make no mistake; each team player is an actor confidently playing a convincing role in his or her discipline focused expressly on: a) meeting the needs of the customer, b) neutralizing the competition for their own success, and c) the success of the team and company.

The Bottom Line:

Whether in sports or business, Performance Results, continue to be the quintessential challenge, and, the defining factor for success. A Team Approach utilizing only the vertical strengths of each individual is the winning formula that clearly ensures victory in the competitive corporate marketplace or on the links – even when confronted by masters like Tiger Woods.

About The Author

Paul Shearstone aka The ‘Pragmatic Persuasionist’ is one of North America’s foremost experts on Sales and Persuasion. An International Keynote Speaker, Author, Writer, Motivation / Time & Stress Management Specialist, Paul enlightens and challenges audiences as he informs, motivates and entertains.

To comment on this article or to book the Pragmatic Persuasionist for your next successful event we invite to contact Paul Shearstone directly. 416-728-5556 or 1-866-855-4590 www.success150.com or paul@success150.com.

Exercises to Prevent Common Golf Injuries

To those who don’t play, golf seems like a low impact sport. But golf provides a real physical workout and arm and lower back pain and injuries are common among golfers. The American Academy of Orthopaedic Surgeons recommends some preventive exercises so golfers can protect themselves against injury.

To avoid golfer’s elbow, suggests these simple exercises to help build up your forearm muscles.

Squeeze a tennis ball

Squeezing a tennis ball for five minutes at a time is a simple, effective exercise that will strengthen your forearm muscles.

Wrist curls

Use a lightweight dumbbell. Lower the weight to the end of your fingers, then curl the weight back into your palm, followed by curling up your wrist to lift the weight an inch or two higher. Perform 10 repetitions with one arm, then repeat with the other arm.

Reverse wrist curls

Use a lightweight dumbbell. Place your hands in front of you, palm side down. Using your wrist, lift the weight up and down. Hold the arm that you are exercising above your elbow with your other hand in order to limit the motion to your forearm. Perform 10 repetitions with one arm, then repeat with the other arm.

These simple exercises can help strengthen lower back muscles and prevent injuries.

Rowing

Firmly tie the ends of rubber tubing. Place it around an object that is shoulder height (like a door hinge). Standing with your arms straight out in front of you, grasp the tubing and slowly pull it toward your chest. Release slowly. Perform three sets of 10 repetitions, at least three times a week.

Pull-downs

With the rubber tubing still around the door hinge, kneel and hold the tubing over your head. Pull down slowly toward your chest, bending your elbows as you lower your arms. Raise the tubing slowly over your head. Perform three sets of 10 repetitions, at least three times a week.

Conray Knox is the owner and webmaster of Buy Golf Clubs Online. Discover the best places online to purchase new golf
clubs

March 25, 2009

Gaming Room Betting: a Guide to the Games Betting Fans like to Play

So maybe you aren’t familiar with betting establishment gaming, you’ll find more about that here…

A valid description of a gaming establishment is an edifice that offers friendly gambling. At such a place, visitors are expected to take a chance by operating coin operated machines or plenty of other pastimes. Betting house games commonly include absolutely determined chances included which promise the gaming company reserves its leverage over the betting fans.

A large amount of gaming room games can make you end up obsessed very speedily. There’s the famous slot machine, a cash operated machine with 3 or more discs which circumvolve when a bar hitched to it is moved. The machine most often pays out in alignment with a distribution of logos observable on the front panel of the machine. Regretfully, betting hall games proffer a mirage of ascendancy, thereby hoodwinking the gambling enthusiast: the victim is challenged with decisions, but in reality these can not match up the patron’s disadvantage. That is precipitated by the betting saloon not paying out the full stake as expected. This strategy can typically be seen at work in famous casino games such as Texas hold’em, craps, roulette or blackjack. Blind Poker is doubtlessly an incredibly fashionable casino game. The bettors, jealously guarding their concealed hands, bet in a central pot that is granted to the winning gamer enjoying the leading hand. (And as eveyone knows, the shameless bluff may win too.)

casino baccarat

Similar to stud poker, blackjack too is an incredibly popular casino pastime. A substantial chunk of its fame is due to the mix of luck and talent & decision making, as well as a method termed “card counting”. It is a skill by which gambling aficionados may dramatically reverse the odds of the game in their interest both by betting and procedural actions corresponding with the cards dealt.

Craps is a well-known casino pastime utilizing the throw of 2 dice. Patrons bet on the score of one spin, or on a sequence of cycles of 2 dice. Contrary to blackjack, there can’t be a possible killer system players could use to bend the odds.

Roulette is another famous gambling pastime: a croupier twists a roulette wheel that has exactly 37 (applies to European roulette) or thirtyeight (as applicable to American or Vegas roulette) uniquely tagged cells in which a white pellet will then come to settle, thereby announcing the winning number and its sequences. Supposing that our gamester wagers on a particular number which is successful, which is to say it’s really lucky, the guaranteed disimbursement is thirty-five to 1, the wager itself being tossed back. Therefore in totality it is multiplied by a factor of thirty-six.

Attempt to be wary nonetheless because a large number of such betting hall games can be definitely habituating. A lot of lives are known to have been wasted in the course of inordinate gambling & whereas it indisputably may be enjoyable, undertake to moderate oneself.

A Short Ski Trip in Chamonix Mont Blanc Is a Grand Short Break

The enormous benefit of Chamonix Haute Savoie is its distance to Geneva airport. You is able to leave the UK in the a.m. and be skiing by the p.m.. The simplicity of Ryan Air and budget flight services has led to cheaper tickets and with just an hour trip time from Geneva airport and Chamonix a ski break is today within the reach of all skiers; and all our catered chalets are free from Wednesday/Thursday until the Sun to enable one to benefit from reasonably priced plane tickets and empty runs. On disembarking the plane at Geneva international airport through to your skiing tickets awaiting for the group on arrival; every last detail is arranged to guarantee that everyone endures min. time journeying and the max. of the break skiing.

A ski weekend in Chamonix ski resort is an exhilarating long weekend provided the group arrange the finer details correctly so you can take pleasure in your precious holiday. Of course that means getting the air flights ski transfer and accommodation just right and chauffeuring you onto the mountains as swiftly as humanly possible. The aim is to provide the largest length of time with the minimum hassle along with our normal impeccable levels of relaxation cooking and personal service. Bearing this in mind we lay on express transfers grand chalets grand cuisine and we can recommend and organise ski guides and instructors.

March 23, 2009

A Barrister Bookcase: Series One

A barrister bookcase is a traditionalistic shelf that is believed to have originated in Limeyland. Its telling feature is a flawless glass face. This glass front is hinged at the top allowing a person to easily access volumes and other collectibles plainly by raising the glass door. The barrister bookcase is ideal for a thousand things. Barrister bookcases were frequently used by attorneys since it was necessary for them to keep on moving. Nowadays, they are also very useful, specially if one is forever moving. This is because the bookcase is closed by use of doors.. This prevents them from having to be voided on moving

More about these oak book shelves

Barrister bookcases have the favored position of protecting things from junkand other foreign impurities. They in fact offer greater protection than other types of bookshelves. Except debris, it is also possible to offer protection from sunshine by adding a film of UV protection. This will help in minimizing the amount and intensity of sunlight impacting the texts This will maintain the books color and its bindings from withering.

This special kind of furniture, despite their many merits, often are quite costly. As Luck Would Have It, their many advantages have moved some manufacturing businesses to start making replica editions and some in modern versions at very small prices. Some versions have simple looks. These can fit any theme.They can also be made into customized easily.They can be stacked together allowing them to be easily used to create very interesting unit arrangements. Some can be used to create sofa tables, kitchen tables or even dining areas.

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March 18, 2009

Hunting Is An Art

Hunting is a primitive thing. But what was once the biggest part of survival, has become a treasured outdoor adventure for many people; and rightfully so. It’s a great way to relax and play hard at the same time. It’s a good time to clear your mind and use all your senses to become one with nature; to stop thinking like a human and start thinking like your prey; and to tune out of the rat race and tune in to God’s creation.

While you probably won’t master it all in your lifetime, you can sure try your hand at much of it, and even become an expert at some types of hunting for wildlife.

You can go onto government the land in the U.S. where hunting is allowed and find enough types of wildlife to keep you busy for years. Big game would include javelina, deer, antelope, black bear, brown bear, bighorn sheep, elk, caribou, moose and mountain lion.

The list of smaller game includes rabbit, squirrel, armadillo, beaver, coyote, groundhog, bobcat, fox, mink, muskrat, weasel and even striped skunk (don’t ask me why).

If bird hunting is your thing, you can find turkey, quail, dove, pheasant, and grouse, or waterfowl like geese and many species of duck.

Many states have trapping seasons and allow you to take game such as mink, muskrat, raccoon,
weasel, badger, opossum, fox, coyote, beaver and otter.

Most hunters prefer rifle hunting, though there are a large number of handgun hunters and bow hunters. Bowhunting is almost like a whole other sport in itself. Bowhunters go after all kinds of wild game, but the most common are deer, elk and turkey.

Certainly hunting is not limited to the U.S. In fact, there is excellent hunting on many continents. One of the most popular is Africa. African safaris have produced many happy big game trophy hunters who took home trophies of elephants, rhinos, zebras, wildebeests, lions and leopards.

Whatever your style or skill level, there is a type of hunting for anybody.

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By Bobby Ivie

Bobby Ivie is an avid fishman and owner of Fishing-Hunting-Camping.com. He makes the biggest part of his living on the Internet, NetBizWorkshop.net

This article may be reprinted as long as this source box is added and the source box hyperlinks are kept intact.
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